Which statement about workers' compensation is true?

Which statement about workers' compensation is true?

• A. It covers 50% of wages
• B. It covers 100% if injured on the job
• C. It covers only medical expenses
• D. It does not cover injuries on the job

Answer: (B)

Workers' compensation is designed to help employees after a work-related injury by paying for medical care and providing wage replacement during recovery. The wage portion is a percentage of earnings, not usually 100%, and the exact amount depends on state rules. Medical expenses are covered, and the injury must be work-related, but the system does not typically pay all wages in full. So the true idea is that workers' comp combines medical benefits with partial wage replacement for job-related injuries, with the specifics varying by location.

Workers' compensation is designed to help employees after a work-related injury by paying for medical care and providing wage replacement during recovery. The wage portion is a percentage of earnings, not usually 100%, and the exact amount depends on state rules. Medical expenses are covered, and the injury must be work-related, but the system does not typically pay all wages in full. So the true idea is that workers' comp combines medical benefits with partial wage replacement for job-related injuries, with the specifics varying by location.